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Louisa County Considers Major Changes to Rural Residential Development
Louisa County is considering a series of zoning changes aimed at directing more residential development into designated growth areas while preserving rural land, farms, forests, and open space. For REALTORS®, property owners, and buyers, several of the proposed changes deserve close attention because they could significantly affect how land outside growth areas can be divided, developed, marketed, and valued.
What REALTORS® Should Watch
Among the biggest proposed changes:
- 15-acre minimum lots in A-1 and A-2 districts outside growth areas. Family and estate divisions would remain at 1.5 acres.
- 250-foot front setbacks from primary and secondary streets for A-1 and A-2 properties outside growth areas.
- Increased road frontage and lot-width requirements for A-1 and A-2 properties outside growth areas.
- Removal of an existing three-lot density bonus in A-1 and A-2 Growth Area Overlay zoning.
- 2.5-acre minimum lots in R-1 and R-2 districts outside growth areas, while family and estate divisions would remain at 1.5 acres.
- New restrictions on family subdivisions, including a minimum ownership period before a family subdivision can occur and a longer retention period after the parcel is deeded.
- Elimination of two-lot private lanes as a way to access and develop property.
The proposal would also change Planned Unit Development standards, including permitted density and minimum commercial space requirements within a PUD.
Why This Matters to Real Estate
Larger minimum lot sizes, deeper setbacks, greater road frontage requirements, and fewer private-access options could reduce the number of lots that can reasonably be created from some properties. That may affect development potential, future resale options, land values, and the expectations of owners who have held property with plans to divide it later.
Family subdivision rules are especially important in a rural county. Families often rely on these provisions to transfer land to children or relatives for homes. Additional ownership and retention requirements could limit flexibility for those property owners.
For REALTORS®, these changes also reinforce an important rule: zoning today does not guarantee development rights tomorrow. Agents working with land, farms, acreage, or potential subdivision property should carefully verify zoning, access, frontage, subdivision rights, and growth-area status before representing development potential to a client.
This Is Still a Draft
These amendments have not yet been presented as final regulations. County staff is currently asking the Planning Commission for feedback on what should be revised, clarified, or removed before the proposal moves forward.
FAAR will continue watching the discussion with a focus on private property rights, housing opportunity, reasonable growth management, and clear rules that allow property owners and real estate professionals to understand what can and cannot be done with a parcel.
For REALTORS®, this is exactly why local land-use policy matters: a zoning amendment that looks technical on paper can directly affect a property’s use, marketability, and value. Access the entire Planning Commission document with full details on changes below.
FAAR Releases July 2026 Housing Statistics
The Fredericksburg Area Association of Realtors® (FAAR) is pleased to release the latest housing market statistics to keep our community informed on local trends in home sales, prices, and inventory.
Denise Smith, FAAR Treasurer, provides the following comments on the current market.
“The market for July was still busy considering mortgage rates remain slightly elevated. When listed homes are renovated and priced correctly, they are moving faster than those that are not.”
2027 REALTOR® Dues Renewal Information – How to Renew Your Membership
Stay connected. Renew your REALTOR® membership today!
Thank you for being a member of FAAR, where we take pride in our professional level of service and a unique sense of belonging in the community. We remain committed to delivering exceptional value and supporting your business in a dynamic real estate market. Thank you for your continued membership.
See what your membership delivers— View the breakdown here.
Explore your exclusive member benefits here.
REALTOR® Dues for 2027 ($805.00)
NAR Dues ($201)
Virginia Realtors® Dues ($209)
FAAR dues ($365)
Voluntary RPAC Fair Share ($30)
Deadlines
December 15: Last day to pay dues without a late fee
December 16-31: $100 late fee assessed
December 31: Last day to pay dues and late fee
January 1: Membership inactive; pay dues and $275 reapplication fee to reinstate membership
Login Information
Login at faarmembers.com/myaccount to pay your dues for FAAR, VR, and NAR.
Click here to look up your username or reset your password if needed. (It is recommended to use your email on file and last name only for look up)
For your protection and security, FAAR does not store your credit card data. Thus, we cannot automatically process your payment or accept partial payments.
Sample Ballot for the 2027 FAAR Board of Directors Slate of Candidates and Candidate Campaign Videos
Slate of Candidates- 2027 Leadership
Electronic Voting begins August 14 at 10 AM and ends September 8 at Midnight
Results will be announced on September 9th at the FAAR Town Hall (https://www.faarmembers.com/calendar). The results will be communicated to the entire membership on September 11.
Here are the candidates for your 2027 Board of Directors:
Officers
| President | Gary Gardiner, Jr. |
| President-Elect | Tamar Myers Moffatt |
| Vice President | Michelle Caldwell Thompson |
| Secretary/Treasurer | Denise Smith |
| Immediate Past President | Matthew Rathbun |
REALTOR® Director Candidates: Three (3) positions open. You may select up to three (3) on this ballot.
Denise Benedetto
Kati Bock
Amal Hall
Donna Jones
Sarah Stelmok
Affiliate Director Candidate: One (1) position open. You may select one (1) on this ballot.
Josie Ramos
Javier Sanchez
Returning Directors
Nate Ferguson
Allison Graves
Sheronica Thompson
From Section 8a. of the Bylaws
“Additional candidates for the offices to be filled may be placed in nomination by signed petition of at least twenty percent* of the REALTOR® members. The petition shall be filed with the Secretary (via Chief Executive Officer pbrowning@faarmembers.com) by August 26, 2026. The Secretary shall send notice of such additional nominations to all REALTOR® members before the election.”
*(As of 7/23/2026 there are 1615 REALTOR® members. 323 names are needed to complete the petition requirement)
REALTOR® Members can log in to vote from 8/14 at 10 AM on 9/8 at Midnight at https://vote.electionrunner.com/election/NZnAF
Your voter ID is your M1(NRDS) number.
Your voter key is your M1(NRDS) number.
Candidate Campaign Videos
FAAR Members Partner with Habitat for Humanity for Community Garden Project
On July 6, a group of local Realtors® from the Fredericksburg Association of REALTORS® (FAAR) spent the day volunteering with Greater Fredericksburg Habitat for Humanity to support a neighborhood garden project.
Despite the warm July weather, the volunteer team completed two main tasks. In the morning, they worked on-site at Mayfield Meadows & Canterbury Trails to build and install raised garden beds. In the afternoon, the team moved to Habitat’s offsite facility to assemble storage sheds to help organize supplies for the garden.
For Realtors®, working in the community is about more than just business. It is about supporting the neighborhoods where our clients and neighbors live. By helping build this garden, FAAR members wanted to contribute to a shared space where residents can grow food and gather together.
“We love this community, and we wanted to do something hands-on to support the families who live here,” Matthew Rathbun, 2026 President of FAAR. “Partnering with Habitat for Humanity gave us a chance to show up, do some hard work, and help create a space that we hope the neighborhood will enjoy for a long time.”
To learn more about FAAR’s ongoing community volunteer initiatives, visit faarmembers.com/community.
#MemberMonday Meet REALTOR® Kristina Sanders
The Fredericksburg Area Association of REALTORS® Member Spotlight feature allows members of the community to get to know each other before working with each other in a transaction. Each member answers a series of questions to reveal more about themselves as people. It is FAAR’s hope that learning about an individual may spark connections that blossom via email, phone conversations or in-person meetings at events and classes.
Name
Kristina Sanders
Hometown
Spotsylvania
Current Location
King George
Title
Realtor® – Coldwell Banker Elite
Why do you love working in real estate?
One of the things I love most about working in real estate is getting to know my clients and becoming part of their story. Buying or selling a home is one of life’s biggest milestones, and it’s an honor to help guide people through that journey.
I enjoy learning what my clients are looking for—the features they know they want, the ones they haven’t discovered yet, and the little details that truly make a house feel like home. There’s nothing more rewarding than seeing their excitement when we find the perfect place.
For me, the relationship doesn’t end at the closing table. My clients become like family. I love checking in after they’ve moved in, hearing how they’re settling in, and getting invited back for home tours where they proudly share the stories and purpose behind each room. Watching a house become a home is one of the greatest joys of my career.
After spending 18 years in education, with June 2026 marking my final year, I made the exciting transition to real estate full-time. My years as an educator taught me patience, communication, and the importance of serving others—qualities I now bring to every client I work with. Being available full-time allows me to provide an even higher level of service, and one of the most meaningful parts of this new chapter is having the opportunity to help some of my former students achieve the dream of homeownership. Seeing them purchase their first home is incredibly rewarding and reminds me why I love what I do every day.
Favorite Work Story
One of my favorite work stories happened recently with one of the sweetest couples I’ve had the privilege of helping. We looked at many homes together before they finally found the one that felt just right.
The week of closing, after everything was set to move forward, we scheduled their final walkthrough. This time, though, they wanted their daughter to come along. She had absolutely no idea her parents were buying a home. She thought she was simply touring another house with them.
When we walked through the front door, her parents looked at her and said, “Honey… we’re home.”
The look of complete shock on her face quickly turned into excitement, hugs, and tears of joy. Being included in their surprise and witnessing such a heartfelt family moment is something I’ll never forget. It reminded me that real estate is about so much more than buying and selling houses—it’s about helping create memories that last a lifetime.
The story became even more special a few months later. I had the honor of helping the couple sell the home they had been living in, and the perfect buyer turned out to be their daughter. Now she lives just minutes away from her parents, and I was fortunate enough to help make that dream possible for their entire family.
Moments like these are exactly why I love what I do.
What are you most proud of in your career?
What I’m most proud of in my real estate career is helping first-time homebuyers achieve the dream of homeownership. There’s something incredibly rewarding about guiding someone through such an important milestone and watching them receive the keys to a place they can truly call home.
One of the most meaningful experiences was helping my daughter and soon-to-be son-in-law purchase their first home. Being able to guide them through the process, connect them with the right lender for their needs, and help them find a home that isn’t just their first home but one they can grow into for years to come was a moment I’ll always treasure.
I’m equally proud of the clients who didn’t think homeownership was possible. I’ve worked with buyers who struggled to qualify for a mortgage due to credit challenges. Instead of giving up, I connected them with trusted lending partners who created a plan to improve their credit and prepare them for homeownership. Months later, I had the privilege of handing those same clients the keys to their new homes.
For me, success isn’t measured by the number of transactions I complete. It’s measured by the lives I help change, the dreams I help make possible, and the relationships I build along the way. Seeing the excitement, pride, and confidence on a first-time homeowner’s face is what makes this career so meaningful to me.
Do you have a special cause or volunteer your time?
Giving back to my community has always been important to me. Recently, I had the opportunity to volunteer with Habitat for Humanity at the Mayfield Meadows Canterbury Trails project, helping support affordable homeownership and stronger neighborhoods. It was a rewarding experience that reinforced my passion for building communities, not just selling homes.
As I transition into real estate full-time after an 18-year career in education, I look forward to dedicating even more of my time to volunteer work and community service. I believe that strong communities are built by people who invest in one another, and I want to be part of that effort.
With family members who have devoted their lives to careers in law enforcement and healthcare, I have a deep appreciation for those who serve others every day. I am actively seeking opportunities to give back to first responders, healthcare professionals, educators, veterans, and others who make our communities stronger. Whether through volunteer work, community partnerships, or helping families achieve homeownership, my goal is to make a positive impact both inside and outside of real estate.
Fun Fact
Before becoming a full-time Realtor®, I worked in Career & Technical Education and Work-Based Learning, helping students prepare for successful careers. Now, I have the privilege of helping many of those same young professionals purchase their first homes. There’s something incredibly rewarding about seeing their journey come full circle—from planning their future to finding a place they can truly call home.
Outside of real estate, I enjoy spending time with my family, volunteering in the community, and building lasting relationships with the people I serve.
#MemberMonday Meet REALTOR® Janae Garnett
The Fredericksburg Area Association of REALTORS® Member Spotlight feature allows members of the community to get to know each other before working with each other in a transaction. Each member answers a series of questions to reveal more about themselves as people. It is FAAR’s hope that learning about an individual may spark connections that blossom via email, phone conversations or in-person meetings at events and classes.
Name
Janae Garnett
Hometown
Fauquier County, VA
Current Location
Fredericksburg, VA
Title
REALTOR® & Medication Access Specialist
Why do you love working in real estate?
Because real estate is so much more than buying or selling a home—it’s about serving people during one of the biggest transitions of their lives. As a faith-led realtor, I see this work as a calling. God has placed me here to guide, educate, and advocate—especially for single-income households, first-time buyers, and families who may feel overlooked or unsure where to start.
Coming from a background in pharmacy, I naturally approach real estate with care, education, and attention to detail—like helping someone understand a treatment plan, I help my clients understand their options, protect their future, and make confident decisions. I love breaking things down, improving credit, avoiding scams, and creating a clear path forward instead of fear or confusion.
Favorite Work Story
My first buyer client came from an open house! She was a baker who was discussing her kitchen needs and as we started to carry on conversation we discovered I have been a fan of hers on social media for years! Best baker ever! If you only knew how much I love a good cake lol. It was such a God wink I’m in the right industry.
What are you most proud of in your career?
I’m so proud to have started my career as a part time agent and have completed over 5 rentals and one buyer within the first 7 months of my career! All while raising 2 beautiful girls and maintaining my primary career as a medication access specialist. God has truly blessed me!
Do you have a special cause or volunteer your time?
I volunteer in the children’s care center at my church, Strong Tower!
Fun Fact
I was a majorette for over ten years and mama can still twirl 2 batons! 🥳
FAAR Releases June 2026 Housing Statistics
The Fredericksburg Area Association of Realtors® (FAAR) is pleased to release the latest housing market statistics to keep our community informed on local trends in home sales, prices, and inventory.
Sheronica Thompson, FAAR Board Member, provides the following comments on the current market.
“In June, I noticed buyers becoming much more intentional with their decisions. They understand their purchasing power and are negotiating more confidently, whether that’s asking for seller concessions or requesting repairs following home inspections. Buyers are no longer overlooking issues simply to secure a home.
On the seller side, I’m seeing a growing awareness that preparation matters. Homes that are clean, updated, priced appropriately, and marketed well from day one are still attracting multiple offers, while homes that need work or enter the market unprepared are taking longer to sell. As affordability continues to be a challenge, sellers are relying more on their REALTOR® to help them prioritize improvements and position their homes to stand out. Overall, June reinforced that success in today’s market comes from thoughtful preparation, realistic expectations, and strong guidance throughout the transaction.”
FAAR Advocates for Property Rights in Valley Link Transmission Project
Protecting private property rights and supporting responsible infrastructure planning remain top priorities for FAAR.
FAAR recently sent a letter on behalf of its more than 1,700 REALTOR® and Affiliate members to elected officials, Valley Link Transmission, Dominion Energy, PJM Interconnection, and the Virginia State Corporation Commission regarding the proposed Joshua Falls to Yeat Transmission Line Project. In the letter, FAAR recognizes the importance of maintaining a reliable electric grid while encouraging project leaders to carefully consider the impacts on landowners, farms, businesses, and rural communities.
The letter also urges decision-makers to fully evaluate routing options, engage affected property owners throughout the process, and use eminent domain only as a last resort after all reasonable alternatives have been explored.
As the voice of real estate in the Fredericksburg region, FAAR will continue advocating for policies that balance Virginia’s infrastructure needs with the protection of private property rights and the communities our members serve.
Federal Update: 21st Century ROAD to Housing Act
Congress has approved the bipartisan 21st Century ROAD to Housing Act, one of the most significant federal housing packages in decades. The legislation is designed to increase housing supply, improve affordability, expand financing options, support ADUs and manufactured housing, and place new limits on large institutional investors purchasing single-family homes.
For REALTORS®, the bill signals continued federal efforts to address inventory shortages and homeownership challenges. While many provisions could help increase housing opportunities over time, local zoning, permitting, and market conditions will continue to play a major role in determining how quickly buyers and sellers see an impact.
Although the bill passed Congress with overwhelming bipartisan support, President Trump has delayed signing it, saying he will not act on the legislation until Congress first passes the unrelated SAVE America Act, leaving the bill’s implementation temporarily on hold.
See links below for an NAR summary of the bill and a brief podcast discussing why it’s so important for Realtors® and the housing market.
Press Releases
FAAR Releases July 2026 Housing Statistics
The Fredericksburg Area Association of Realtors® (FAAR) is pleased to release the latest housing market statistics to keep our community informed on local trends in home sales, prices, and inventory.Denise Smith, FAAR Treasurer, provides the following comments on the...
FAAR Members Partner with Habitat for Humanity for Community Garden Project
On July 6, a group of local Realtors® from the Fredericksburg Association of REALTORS® (FAAR) spent the day volunteering with Greater Fredericksburg Habitat for Humanity to support a neighborhood garden project. Despite the warm July weather, the volunteer team...
FAAR Releases June 2026 Housing Statistics
The Fredericksburg Area Association of Realtors® (FAAR) is pleased to release the latest housing market statistics to keep our community informed on local trends in home sales, prices, and inventory.Sheronica Thompson, FAAR Board Member, provides the following...
FAAR Releases May 2026 Housing Statistics
The Fredericksburg Area Association of Realtors® (FAAR) is pleased to release the latest housing market statistics to keep our community informed on local trends in home sales, prices, and inventory.Nate Ferguson, FAAR Director, provides the following comments on the...



